Exploring KB Home’s In-House Mortgage Lender: KBHS Home Loans

KB Home, a well-known home builder based in Southern California, has its own in-house mortgage lender called KBHS Home Loans. This affiliated lender helps streamline the financing process for buyers of KB Home’s newly-built homes in states such as California, Arizona, Nevada, Texas, and Florida. What sets KBHS Home Loans apart is that they are backed by Guaranteed Rate, a top-10 lender nationally.

Founded in 1957, KB Home has a long history in the home building industry and is publicly traded on the NYSE. KBHS Home Loans is licensed to lend in 10 states nationwide and funded nearly $3.5 billion in home loans last year. They offer a variety of loan programs, including home purchase loans, conforming loans, jumbo loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages.

One unique aspect of KBHS Home Loans is their focus on adjustable-rate mortgages, offering more options in this category compared to other lenders. They also provide a digital loan application process and a borrower portal for easy access to loan status and communication with the lending team.

While KBHS Home Loans has received positive reviews from thousands of customers, there have been some complaints as well. It’s important for potential borrowers to shop around and compare rates and fees with other lenders to ensure they are getting the best deal. Overall, using a home builder’s affiliated lender like KBHS Home Loans can offer special incentives and financing specials that may not be available elsewhere.